Commercial



Commercial Insurance

Eligible Classes

Optional Coverages

Credits

Liability Coverage





Commercial Insurance

Build a policy that is custom designed for your business. Mt. Morris offers a commercial package policy (CPP). This program allows you to create a policy that fits your specific business needs. Pay only for what you want to insure and use Mt. Morris' available credits to develop a policy that is not only affordable but advantageous to your business.

The Commercial Package Policy makes available the following coverages for qualifying risks:

  • Replacement Coverage on the Commercial Structure(s)
  • Replacement Coverage on Commercial Personal Property
  • Special Form Coverage
  • Equipment Breakdown Coverage (at no additional premium)
  • Additional Coverage Options Available

(See Optional Coverages section for additional coverage opportunities)

(Policy provisions apply to all insurance written with Mt. Morris Mutual)


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Eligible Classes

Apartment Buildings
Hardware Stores
Appliance Stores
Bakeries
Banks
Barber Shops
Manufacturing (Light)
Beauty Shops
Mini-Warehouses
Mobilehome Parks
Carpenters (No general Contractors)
Motels/Hotels
Churches
Office Buildings
Wood Working
Clothing Stores
Plumbers
Restaurants
Convenience Stores
Shoe Stores
Farm Machinery Dealers
Stables
Floor Covering Stores
Storage
Florists
Taverns
Furniture Stores
Taxidermists
Garages
Vacant Buildings
Gift/Craft Shops
Warehouses
Halls
 

(Contact an agent in your area for additional classes available)


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Optional Coverages

Construct a policy that fits your businesses specific needs with these optional coverages:

  • Builders Risk
  • Loss of Income/Extra Expense
  • Loss of Rents
  • Sprinkler Leakage
  • Utility Interruption Perils
  • Fire Department Service Charge
  • Money and Securities
  • Outdoor Sign Coverage
  • Transit Coverage
  • Bailee's Customers Insurance
  • Refrigerated Food Products
  • Valuable Papers & Records/Electronic Media
  • Employee Dishonesty
  • Ordinance and Law

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Credits

Get added value for your insurance dollar by taking advantage of qualifying credits.

  • Claim Free
  • Mortgage Free
  • Property/Liability Combination
  • Fire Protection Device
  • Deductible Options
  • Brick Construction

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Liability

Nothing can be more important to a business owner then having a company that stands behind its customer when a liability claim occurs. Mt. Morris Mutual has built a reputation on defending and offering unsurpassed claims service in the event of a claim.

Commercial General Liability

Primary Coverages

  • Premises/Operations
  • Products/Completed Operations
  • Contractual Liability
  • Personal and Advertising Liability
  • Medical Payments
  • Damage of Premises Rented to Others
  • Related Attorney Fees and other Defense Costs

 

Mt. Morris Mutual Insurance Company
N1211 County Road B * Coloma, Wisconsin 54930
Local: 715-228-5541 * Toll Free: 877-228-5541 * Fax: 715-228-5543

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