Country Pacs


Country Pac Program

Eligible Classes

Optional Coverages

Credits

Liability Coverage

More for Your Money

Country Pac Program


This is Mt. Morris' answer for the small, full time, hobby, part time, or limited term farms. The owner-operator may farm the land or rent it. This package program makes available the following coverages for qualifying risks:

  • Replacement Coverage on the Dwelling and Structures
  • Replacement Coverage on Personal Property
  • Guaranteed Replacement Coverage on the Dwelling
  • Special Form Coverage
  • Farm Equipment, Livestock and Tools

(Policy provisions apply to all insurance written with Mt. Morris Mutual)


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Eligible Classes

  • Owner-Occupied
  • Log Homes
  • Day Care Operations (under four children)
  • Risks in Unprotected Fire Classes
  • Woodstoves, Corn and Pellet Stoves

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Optional Coverages

  • Identity Theft
  • Builders Risk
  • Incidental Business Activity, Liability Option (Under $10,000 Gross Receipts)
  • Personal Injury

All Risk Scheduled Personal Property Coverage for:

Jewelry
Guns
Stamps
Antiques
Trailers
Furs
Coins
Rec. Vehicles
Snowmobiles
Horses
Fine Arts
Watercraft
Cell Phones
Tools
Tractors
(Other categories also available)

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Credits

  • Claim Free
  • Mortgage Free
  • New Home Option
  • Brick Construction
  • Fire Protection
  • Burglary Device
  • Deductible Options

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Liability Coverage

Mt. Morris Mutual Offers Optional Comprehensive Personal Liability Limits up to $1,000,000.

  • Claims for Injuries to others injured by occurrences at your home caused by your negligence
  • Off Premises Injuries to others arising from the negligence of an insured
  • Claims for Damage to property of others
  • Medical Expenses for injuries to others on or off your premises
  • Related Attorney Fees and other defense costs

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More For Your Money

Coverage INCLUDED on all Country Pac policies

  • Equipment Breakdown Coverage for the Dwelling
  • Homeowner Plus Endorsement (Not applicable on Tenant Program)
  • Country Pac Endorsement


    - Private Power and Light Poles


    - Private Wells and Pumps


    - Tools-Hand Held- Conventional and Electrical

No Deductible Coverage for:

Sewer and Water Backup
Debris Removal (Windstorm or Hail)
Refrigerated Foods
Re-Keying House
Damage to Septic System
Motorized Vehicles (unlicensed)
Piers and Docks
Fences
Money/Bank Notes
Outside Wood Burning Stoves
$1,000
$500
$500
$200
$500
$10,000
$500
$500
$250
$1,500
 
   

Mt. Morris Mutual Insurance Company
N1211 County Road B * Coloma, Wisconsin 54930
Local: 715-228-5541 * Toll Free: 877-228-5541 * Fax: 715-228-5543

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