Dwelling Program

Eligible Classes

Optional Coverages

Credits

Liability Coverage

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Dwelling Program

Insure your rental or primary dwelling with Mt Morris Mutual in the Dwelling Program. This program offers a package policy with the flexibility to write single or multiple locations on a single policy.

Coverage A Coverage B Coverage C Coverage D

Dwelling Private Structures (10% of Coverage A Limit Included) Personal Property $2,000 Included Loss of Use/Loss of Rents $2,000 Included

The Dwelling Program makes available the following coverages for qualifying risks:

• Replacement Coverage on the Dwelling


• Replacement Coverage on Contents


• Special Form Coverage


• Inflation Guard Protection

(Policy provisions apply to all insurance written with Mt Morris Mutual)

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Eligible Classes

• Owner-Occupied


• Tenant-Occupied


• Log Homes


• Property in Unprotected Fire Classes


• Pellet and Corn Stoves

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Optional Coverages

• Builders Risk


• Weight or Ice, Snow or Sleet


• Increased Loss of Rents


• Increased Personal Property


• Increased Coverage on Private Structures

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Credits

• Claim Free


• Mortgage Free


• Fire Protection


• Burglary Device


• Owner-Occupancy


• Deductible Options

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Liability Coverage

• The Dwelling Program offers optional liability limits up to 1,000,000 for qualifying risks.


• Insure up to 4 Unit Properties.