Fire & E.C. Properties
- Fire & E.C. Program
- Eligible Classes
- Optional Coverages
- Credits
- Liability Coverage
- What Makes Us Unique
An alternative program, providing coverage for unique or hard to place risks.
The Fire & E.C. program provides coverage for fire and extended coverage. This program is designed to be an alternative source for risks that may not qualify for other programs with Mt. Morris Mutual due to the condition of the property, claim history, the property being vacant, for sale and/or unoccupied.
(Policy provisions apply to all insurance written with Mt Morris Mutual)
- Owner-Occupied
- Tenant-Occupied
- Log Homes
- Vacant/Unoccupied Property
- Property Listed For Sale
- Woodstoves, Pellet or Corn Stoves
- Property in Unprotected Fire Classes
- Farm and/or Commercial Risks
- Builders Risk
- Weight of Ice, Snow, or Sleet
- Loss of Rents
- Farm Blanket or Personal Property Coverage
- Mono-line Irrigation Equipment Coverage
- Claim Free
- Mortgage Free
- Fire Protection
- Burglary Device
- Deductible Options
The Fire & E.C. program has the flexibility to offer either Farm or Personal Liability options, depending on the type of risk. Limits up to 1,000,000 may be available to qualifying risks.
The Fire & E.C. program has the flexibility to offer coverage to Properties that are:
- For Sale
- Vacant
- Unoccupied
- Farm Type Risks
- Commercial Property