Fire & E.C. Properties


Fire & E.C. Program

Eligible Classes

Optional Coverages

Credits

Liability Coverage

What Makes Us Unique

Fire & E.C. Program

An alternative program, providing coverage for unique or hard to place risks.

The Fire & E.C. program provides coverage for fire and extended coverage. This program is designed to be an alternative source for risks that may not qualify for other programs with Mt. Morris Mutual due to the condition of the property, claim history, the property being vacant, for sale and/or unoccupied.

(Policy provisions apply to all insurance written with Mt. Morris Mutual)


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Eligible Classes

  • Owner-Occupied
  • Tenant-Occupied
  • Log Homes
  • Vacant/Unoccupied Property
  • Property Listed For Sale
  • Woodstoves, Pellet or Corn Stoves
  • Property in Unprotected Fire Classes
  • Farm and/or Commercial Risks
  • Seasonal Dwellings


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Optional Coverages

  • Builders Risk
  • Weight of Ice, Snow, or Sleet
  • Loss of Rents
  • Farm Blanket or Personal Property Coverage


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Credits

  • Claim Free
  • Mortgage Free
  • Fire Protection
  • Burglary Device
  • Deductible Options
  • Livestock Exclusion Credit


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Liability Coverage

The Fire & E.C. program has the flexibility to offer either Farm, Personal, or Premise Liability options, depending on the type of risk. Limits up to $1,000,000 may be available to qualifying risks.


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What Makes Us Unique

The Fire & E.C. program has the flexibility to offer coverage to Properties that are:

  • For Sale
  • Vacant
  • Unoccupied
  • Farm Type Risks

Mt. Morris Mutual Insurance Company
N1211 County Road B * Coloma, Wisconsin 54930
Local: 715-228-5541 * Toll Free: 877-228-5541 * Fax: 715-228-5543

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