Mobilehomeowners


Mobilehomeowner Programs

Eligible Classes

Optional Coverages

Credits

Liability Coverage

More for Your Money

Mobilehomeowner Programs

I. Mobilehomowner Package Program

   A mobilehome policy that includes all the coverage you need under one policy

  • Replacement Coverage on the Dwelling and Structures (optional)
  • Replacement Coverage on Personal Property (optional)
  • Special Form or Broad Form Coverage Available

II. Mobilehomeowner Tenant Program

    Quality coverage for a Renter's Personal Property.

  • Replacement Coverage on Personal Property (optional)

(Policy provisions apply to all insurance written with Mt. Morris Mutual)


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Eligible Classes

  • Owner-Occupied Mobilehomes
  • Tenant-Occupied Mobilehomes
  • Woodstoves, Corn and Pellet Stoves (Acceptable only in qualifying Owner-Occupied units)
  • Mobilehomes in Unprotected Fire Classes


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Optional Coverages

  • Identity Theft
  • Builders Risk

All Risk Scheduled Personal Property Coverage for:

Jewelry
Guns
Stamps
Antiques
Trailers
Furs
Coins
Rec. Vehicles
Snowmobiles
Horses
Fine Arts
Watercraft
Cell Phones
Tools
Tractors

(Other categories also available)


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Credits Available to the Mobilehomeowner

  • Claim Free
  • Mortgage Free
  • New Home Discount
  • Fire Protection
  • Burglary Protection
  • Deductible Options


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Liability Limits

Mt. Morris Mutual Offers Optional Comprehensive Personal Liability Limits up to $1,000,000.

  • Claims for Injuries to others injured by occurrences at your home caused by your negligence
  • Off Premises injuries to others arising from the negligence of an insured
  • Claims for Damage to property of others
  • Medical Expenses for injuries to others on or off your premises
  • Related Attorney Fees and other defense costs


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More for Your Money

Coverage INCLUDED on all Mobilehomeowner policies

  • Equipment Breakdown Coverage for the Dwelling
  • Homeowner Plus Endorsement (Not applicable on HO-4 Program)

No Deductible Coverage for:

Sewer and Water Backup
Debris Removal (Windstorm or Hail)
Refrigerated Foods
Re-Keying House
Damage to Septic System
Motorized Vehicles (unlicensed)
Piers and Docks
Fences
Money/Bank Notes
Outside Wood Burning Stoves
$1,000
$500
$500
$200
$500
$10,000
$500
$500
$250
$1,500

Mt. Morris Mutual Insurance Company
N1211 County Road B * Coloma, Wisconsin 54930
Local: 715-228-5541 * Toll Free: 877-228-5541 * Fax: 715-228-5543

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