Mobilehomeowner Programs

Eligible Classes

Optional Coverages

Credits

Liability Coverage

More for Your Money

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Mobilehomeowner Programs

I. Mobilehomowner Package Program

   A mobilehome policy that includes all the coverage you need under one policy

• Replacement Coverage on the Dwelling and Structures (optional)


• Replacement Coverage on Personal Property (optional)


• Special Form or Broad Form Coverage Available

II. Mobilehomeowner Tenant Program

    Quality coverage for a renter's personal property.

• Replacement Coverage on Personal Property (optional)

(Policy provisions apply to all insurance written with Mt Morris Mutual)

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Eligible Classes

• Owner-Occupied Mobilehomes


• Seasonal Mobilehomes


• Tenant-Occupied Mobilehomes


• Woodstoves, Corn and Pellet Stoves


• Mobilehomes in Unprotected Fire Classes

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Optional Coverages

• Identity Theft


• Builders Risk

All Risk Scheduled Personal Property Coverage for:

Jewelry Guns Stamps Antiques Trailers

Furs Coins Rec. Vehicles Snowmobiles Horses

Fine Arts Watercraft Cell Phones Tools Tractors

(Other categories also available)

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Credits Available to the Mobilehomeowner

• Claim Free


• Mortgage Free


• New Home Discount


• Fire Protection


• Burglary Protection


• Deductible Options

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Liability Limits

Mt Morris Mutual Offers Optional Comprehensive Personal Liability Limits up to 1,000,000.

• Claims for Injuries to others injured by occurrences at your home caused by your negligence.


• Off Premises injuries to others arising from the negligence of an insured.


• Claims for Damage to property of others.


• Medical Expenses for injuries to others on or off your premises.


• Attorney Fees and other defense costs.

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More for Your Money

Coverage INCLUDED on all Mobilehomeowner policies

• Equipment Breakdown Coverage for the Dwelling


• Homeowner Plus Endorsement (Not applicable on HO-4 Program)

No Deductible Coverage for:

Sewer and Water Backup Debris Removal (Windstorm or Hail) Refrigerated Foods Re-Keying House Damage to Septic System Motorized Vehicles (unlicensed) Piers and Docks Fences Money/Bank Notes Outside Wood Burning Stoves

$1,000 $500 $500 $200 $500 $10,000 $500 $500 $250 $1,500