Umbrellas
The Mt Morris Mutual Umbrella Program offers our valued clients an added layer of liability over their underlying (primary) Mt Morris policy, qualifying auto policy and other underlying policies eligible for coverage. This program is a cost effective way to cover you against unwanted and unforeseen liability claims.
Mt Morris offers three different programs, Personal, Farm and Commercial umbrellas. Each program has its distinct features that allow us to provide necessary coverages for your insurance needs.
(Policy provisions apply to all insurance written with Mt Morris Mutual)
- Homeowners
- Mobilehomeowners
- Farmowners
- Country Pac
- Commercial
The underlying primary dwelling/commercial coverage must be maintained with Mt Morris Mutual to qualify.
Mt Morris has three rating tiers for the personal and farm umbrella programs. These tiers are structured to provide an insured a reduced rate for having higher underlying coverage on their primary policy(s).